Youth in Uganda start business ventures with little or no knowledge of financial management or good business practices and with limited access to capital. About 50% of this population has little or no assets to put up for collateral for loans and they do not come from rich families to get capital. Without these resources, businesses are bound to fail, resulting in a vicious cycle of youth unemployment, food insecurity, and under performance of the economy. Lyzapay is a mobile application platform that gives both financial literacy and access to capital to business owners in Uganda. The application analyzes the entrepreneur’s personal data, business financial records, assets, and financial literacy to compute a credit score. This is integrated with a financial advisory platform that has a series of customized training modules and tools tailored to suit the Ugandan setting. Lyzapay will enhance the local entrepreneurs’ knowledge of financial management and good business practices.